Make sure your computers on Windows Media Player 10 (MP11 bleep it up every time)
Put phone in Mass Storage mode (its in the settings/connectivity/USB section)
Plug in the USB cable and go to Windows Explorer
Navigate to the private folder on your phone and delete folder 10208913
Unplug USB cable
Turn off the phone
Plug the USB cable back in to the computer
Turn on the phone
Change back to PC Suite mode in settings/connectivity/USB
MTP will now load ok and everything should be tickety boo
If not Shoot yourself after first throwing phone out of a high window cos nothings going to work!